Coinbase
Finance
72
out of 100. Number 39 of 512, counting from the worst.
Never sue in court with other users, no jury, must complain to Coinbase first, nobody hears the outcome.
The fine print
5 clauses and findings from the draft archive, dated 1 October 2026. The plain English comes first; the small print is the company's own words. None of these has been checked yet.
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Never sue in court with other users, no jury, must complain to Coinbase first, nobody hears the outcome. No opt-out exists.
YOU AND COINBASE AGREE THAT… EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT ON A CLASS, REPRESENTATIVE, OR COLLECTIVE BASIS… YOU AND WE AGREE TO WAIVE OUR RIGHTS TO A JURY TRIAL”, plus a mandatory pre-filing Formal Complaint Process and confidential proceedings.
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They rewrite the contract whenever they want; your only choice is to walk away.
We may amend or modify this Agreement at any time by posting the revised agreement on the Coinbase Site… The Revised Agreement shall be effective as of the time it is posted… If you do not agree… your sole and exclusive remedy is to terminate your use of the Services and close your account.”
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Your money platform can freeze you out for any reason and never has to tell you why.
Coinbase may suspend, restrict, or terminate your access… with immediate effect for any reason at its sole discretion and is under no obligation to disclose the details of its decision… based on confidential criteria.”
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Fees change anytime; advance warning is optional unless a state forces it.
Coinbase reserves the right to adjust its pricing and fees and any applicable waivers at any time, we may provide at least 30 days' prior notice of certain changes… in some states where required by applicable law.”
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Deleting your account doesn't stop Coinbase sharing your data — three sharing types you can't opt out of at all.
When you are no longer our customer, we continue to share your information as described in this notice.”
U.S. Financial Privacy Notice