State Street Corporation
Financials
43
out of 100. Number 275 of 512, counting from the worst.
Where State Street Corporation does well
- Arbitration 2 of 20. Few problems found.
- Renewals 0 of 20. Nothing found.
- No forced arbitration or class-action waiver was found in any consumer-facing State Street document — rare for a US financial company.
- The GLBA consumer privacy notice answers 'No — We don't share' to every marketing category: no sharing for own marketing purposes, no joint marketing with other financial companies, no affiliate marketing, and no sharing of transaction or creditworthiness info with affiliates.
- The Global Privacy Notice contains an explicit 'No Sale of Personal Data' commitment (including minors' data).
- The Cookie Disclosure requests consent for non-essential cookies, describes how to refuse/withdraw consent, and names the actual third-party trackers (DoubleClick, Adobe, LinkedIn) rather than hiding them.
State Street can change its site terms unilaterally at any time just by posting them — no notice, no email, no click-to-accept needed.
The fine print
6 clauses and findings from the draft archive, dated 1 October 2026. The plain English comes first; the small print is the company's own words. None of these has been checked yet.
-
State Street can change its site terms unilaterally at any time just by posting them — no notice, no email, no click-to-accept needed. Merely visiting the site counts as agreeing to whatever the newest version says.
"These terms and conditions are subject to change. State Street reserves the right to modify these terms and conditions, which it may do by posting changes to the website. If you do not agree with these terms and conditions, please do not access the website."
Legal Disclosure from State Street Corporation (Terms and Conditions)
-
If you use their investor portal or website, they claim the right to read and audit everything you do on it — including your email messages — 'for any purpose,' not just security or compliance.
"State Street reserves the right to monitor and audit all transactions and data (including email messages) for any purpose sent over this network and your use of this Site unless prohibited by law."
Legal Disclosure from State Street Corporation (Terms and Conditions — Access section)
-
Your browsing on State Street's site feeds interest-based ads served by third-party ad networks (the disclosure's cookie tables name Google DoubleClick, Adobe Audience Manager/Everest, and LinkedIn trackers), and cookie-derived data is shared with affiliates and vendors for marketing. The same page admits some third parties 'place cookies on their own' and 'we do not have control over the placement of cookies' by them.
"These cookies are used for web analytics and intelligence about our Website. They are used to deliver online advertisements on third party websites that are more relevant to you and your interests... They are usually placed by advertising networks with the site operator's permission... We may share the information we collect with our affiliates for marketing or analysis purposes. We may also share with third parties, who provide services on our behalf, for similar purposes."
-
Even after you leave State Street, they keep your personal data for an unspecified period — no maximum retention window is stated. Their separate consumer privacy notice confirms 'When you are no longer our customer, we continue to share your information as described in this notice.'
"We will retain your Personal Data for as long as necessary to fulfill the purpose for which it was collected, such as providing our services, or as required by applicable laws or regulations. This period may extend beyond the termination of our relationship with you."
-
They can collect your data not just from you, but from your social media posts, their clients' documents about you, and marketing partners — including biometric identifiers and inferred profiles about your household and associates.
"We may collect your Personal Data... From publicly available sources, including social media, to the extent that you manifestly choose to make your profile publicly visible... From affiliates and third party service providers (such as our marketing partners)" ... including "Biometric information... fingerprints, faceprints, and voiceprints, keystroke" and "Inferences drawn from other personal information... Profile reflecting a person's household, individuals associated with your account(s)."
-
The site is offered with zero warranties, State Street disclaims all consequential/punitive damages even if it knew harm was likely, and it can cut off your access at any time 'for any or no reason.' The terms also place interception risk on you: 'the Internet is an open system... you assume that risk in accessing this website.'
"THE INFORMATION AND CONTENT ON THIS WEBSITE ARE PROVIDED ON AN 'AS-IS', 'AS AVAILABLE' BASIS... IN NO EVENT WILL STATE STREET OR FUNDS SERVICED BY STATE STREET BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE, REGARDLESS OF WHETHER STATE STREET... HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING... State Street may suspend or terminate your access to this website, or may terminate provision of this website or any portion thereof, for any or no reason at any time."
Legal Disclosure from State Street Corporation (Terms and Conditions)
How these were found
Documents read via browser_open on 2026-10-01: (1) 'Legal Disclosure from State Street Corporation' — https://www.statestreet.com/web/disclosures-and-disclaimers/documents/legal-disclosure-state-street-corporation.pdf (no effective date printed in the document; search-crawled version was ~58 days old). (2) 'Cookie Disclosure and Online Tracking' — https://www.statestreet.com/disclosures-and-disclaimers/cookie-disclosure (Effective Date: July 2020; Last Reviewed: October 2025). (3) 'State Street: Global Privacy Notice' — https://assets.harborcapital.com/docs/investor_privacy_policy.pdf (VERBATIM MIRROR of State Street's notice hosted on a third-party domain, assets.harborcapital.com; header says Effective Date: July 2020, Last Reviewed: July 2021 — the newest publicly reachable copy; the current statestreet.com copy could not be fetched directly and this mirror may lag current policy). (4) GLBA consumer privacy notice — https://ssga.com/hk/en/library-content/assets/pdf/global/footnotes/us-consumer-privacy-notice.pdf (undated; standard 'What does State Street do with your personal information?' notice). No forced-arbitration or class-action-waiver clause was found in any consumer-facing document examined; State Street's customer base is largely institutional (custody/asset servicing contracts are negotiated, not clickwrap), so the score reflects the consumer-facing website/docs only. State Street is B2B-heavy: there is no consumer subscription product, so no auto-renew/cancellation findings exist.
These notes come from the original draft and are not independent verification.