Marsh McLennan
Financials
37
out of 100. Number 336 of 512, counting from the worst.
Where Marsh McLennan does well
- Arbitration 0 of 20. Nothing found.
- Renewals 0 of 20. Nothing found.
- No forced arbitration or class-action waiver: disputes are governed by New York law and go to state/federal courts in New York County — an unusually pro-user posture for site terms (though it does fix venue in NYC for everyone).
- Surprisingly candid CCPA disclosure: the California notice openly labels the tracker exchanges as 'sales'/'sharing,' names the categories, explains Global Privacy Control as an opt-out signal, and promises no discrimination for exercising rights.
- Children's data: states the site is not intended for children under 13 and that they never knowingly sell or share minors' data.
- Approved EU and UK Binding Corporate Rules (ICO-approved 2017, transitioned to Irish DPC) govern international transfers within the group — a stronger-than-average cross-border safeguard.
- No account creation required to exercise privacy rights (online portal or phone line), and exercising rights is non-discriminatory.
They can change the site rules at any time with no notice, and just by continuing to use the site you are deemed to have accepted whatever they changed.
The fine print
6 clauses and findings from the draft archive, dated 1 October 2026. The plain English comes first; the small print is the company's own words. None of these has been checked yet.
-
They can change the site rules at any time with no notice, and just by continuing to use the site you are deemed to have accepted whatever they changed.
From time to time, Marsh & McLennan Companies, Inc. (the 'Company' 'us' or 'we') may modify the Terms, and the modifications will become effective immediately. Accordingly, please review the Terms whenever accessing this Site to confirm your ongoing acceptance of the Terms.
-
Privacy-policy changes also take effect the instant they are posted — no notice, no consent step, no email.
Any changes we make to this Privacy Notice become effective immediately when we post the revised Privacy Notice on this page.
-
Browsing the site means your identifiers, browsing/search history, general location, and inferred professional info are disclosed to analytics and advertising companies in what California law treats as a 'sale' of personal data. You have to proactively opt out via the cookie toggles or Global Privacy Control.
We 'sell' or 'share' (as defined by the law) the following categories of personal information to third-party online analytics and advertising providers: Personal Identifiers; Internet or other similar network activity; Geolocation data; Professional Information (to the extent it can be derived from your activity on our website).
-
The trackers on the site don't just help Marsh McLennan — they can use your browsing data to build profiles for other companies' ad targeting too.
These third parties ... may use your personal information for purposes beyond the services they provide to our company (for example, building consumer profiles to help other clients with their targeted advertising or enriched analytics).
-
There is no fixed deletion timeline — data is kept indefinitely for vague 'business purposes,' and legal can extend that further whenever they want.
We retain personal information for as long as necessary for our business purposes. How long is appropriate will depend on the type of data and the use to which it has been put. Our legal department may direct that information be retained for a longer period of time in the event of a litigation hold or as deemed necessary to protect the interests of Marsh or as otherwise required by law.
-
Anything you submit on the site (form entries, uploaded content) becomes theirs to copy, edit, distribute, and hand to affiliates — a broad, no-expiry content license hidden in a corporate brochure site's terms.
By submitting information via this Site, you grant the Company, its affiliated companies and sub-licensees permission to use your information in connection with the operation of their businesses including, without limitation, the rights to: copy, distribute, transmit, reproduce, edit, translate and reformat your information.
How these were found
Terms of Use: read via independent third-party GitHub mirror (cloud-itonami archive, raw.githubusercontent.com) because the live page was not cleanly fetchable; the mirror's provenance metadata records source URL https://www.marshmclennan.com/terms-of-use.html, retrieved 2026-07-10, and the document itself states 'Updated: May 15, 2018'. All quotes in this record are verbatim from that mirror text. Privacy Statement and California Resident Privacy Notice were read directly from marshmclennan.com on Oct 1, 2026 (the Privacy Statement page shows no revision date). Marsh McLennan is a B2B insurance-brokerage/consulting firm: there are no consumer accounts, subscriptions, or auto-renewing services on the site, so autorenew and arbitration scores reflect genuine absence, not oversight. Note: task requires sp500_symbol 'MRSH' per staging convention; the company's actual NYSE ticker is MMC.
These notes come from the original draft and are not independent verification.