Mosaic Company (The)
Materials
41
out of 100. Number 290 of 512, counting from the worst.
Where Mosaic Company (The) does well
- Renewals 0 of 20. Nothing found.
- The general website Terms of Use contain NO forced arbitration and NO class-action waiver — disputes go to the state and federal courts in Hennepin County, Minnesota, and jury trial is preserved there; the arbitration clause lives only in the opt-in SMS program's separate Mobile Terms.
- There is no subscription, auto-renewal, or cancellation trap of any kind — Mosaic sells no consumer products or accounts online.
- The privacy policy explicitly states 'Such information will not be sold to third parties' and 'it will not be shared with third parties for their marketing purposes,' plus a specific Nevada non-sale confirmation process.
- Data subjects are offered real rights: access, review, change, or delete personal information on request, a Preference Center for managing communications, and an opt-out of marketing emails and mobile marketing at any time.
- Children under 16 are barred from the site and any data collected from them is deleted.
- Small-claims court is explicitly preserved even under the arbitration clause.
Just by signing up for Mosaic's crop-nutrition text alerts, you give up your right to sue in court or join a class action — all disputes go to private arbitration, individually.
The fine print
6 clauses and findings from the draft archive, dated 1 October 2026. The plain English comes first; the small print is the company's own words. None of these has been checked yet.
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Just by signing up for Mosaic's crop-nutrition text alerts, you give up your right to sue in court or join a class action — all disputes go to private arbitration, individually.
By 'Opting In' to receive text messages, you accept these Terms and Conditions and agree to resolve disputes with Mosaic through binding arbitration (and with very limited exceptions, not in court), and you waive any right to participate in class actions... We each agree that any dispute resolution proceedings of any nature or in any forum will be conducted only on an individual basis and not in a class, consolidated, or representative action.
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Anything you post to Mosaic's site — comments, photos, videos — becomes theirs to use, sell, and sublicense worldwide, forever, royalty-free, even with your name attached.
By submitting Materials to this Site you... automatically grant Mosaic and its affiliates, a worldwide, royalty-free, perpetual, irrevocable, non-exclusive right and license to make, sell, use, reproduce, publish, create derivative works of, perform, display, distribute, import, and transmit such Material and products incorporating such Material... for any purpose whatsoever, and to publish the owner's name in connection therewith.
Terms and Conditions of Use ('Mosaic's Rights in Materials Submitted to the Site')
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Mosaic can rewrite its terms any time, with no notice — your continued use of the site or the text-alert program counts as your agreement to changes you may never have seen.
Mosaic may revise these Terms from time to time by posting new Terms to this Site. By continuing to use this Site, you agree to be bound by any such revisions... These Mobile Terms and Conditions may be updated by Mosaic at any time without prior notice. By continuing to be enrolled in a program that communicates by text message... you agree to any changes.
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If Mosaic's text-alert service harms you, the most you can ever recover is $100 — a hard cap written into the terms.
THE AGGREGATE LIABILITY OF MOSAIC IN CONNECTION WITH ANY CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THE SERVICE OR THE CONTENTS SHALL NOT EXCEED $100, AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES THAT YOU MAY HAVE AGAINST MOSAIC.
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Mosaic lets third-party ad companies track your activity on its sites to target you with ads — and even if you opt out, they warn you the tracking may still collect your data, it just won't be used to personalize the ads.
We also work with third-party companies that use their tracking technologies (including cookies and pixel tags) on our sites in order to provide tailored advertisements to you... These companies may collect information about your activity on our Websites and your interaction with our advertising and other communications and use this information to determine which ads you see on third-party web sites and applications... even if you opt out (clean your cookies, cache, etc.), these tracking technologies may still collect data and you will still see our ads.
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Mosaic can cut off your access to its sites at any moment, for any reason or none, with zero warning — and accepts no liability for the fallout.
MOSAIC RESERVES THE RIGHT TO ALTER OR REMOVE SITE CONTENT, OR SUSPEND OR TERMINATE YOUR USE IN ANY WAY, AT ANY TIME, FOR ANY REASON, WITHOUT PRIOR NOTIFICATION, AND MOSAIC WILL NOT BE LIABLE IN ANY WAY FOR POSSIBLE CONSEQUENCES OF THAT ACTION.
How these were found
Documents read in full directly from official sources on Oct 1, 2026: (1) Privacy Policy at https://mosaicco.com/privacy-policy — effective June 1, 2015, last updated December 1, 2022; (2) Terms and Conditions of Use at https://mosaicco.com/Terms-and-Conditions-Use — last revised August 25, 2016 (no newer version found); (3) Mobile Terms and Conditions (effective February 15, 2024) — official public PDF hosted on Mosaic's S3 bucket, https://mobile-terms-and-conditions.s3.us-east-1.amazonaws.com/Mosaic+-+Mobile+Terms+Conditions+(2024).pdf. No mirrors were needed; the site did not block automated fetching. Caveats: the site Terms of Use still links to the retired http://www.mosaicco.com/privacy_policy.htm URL (now a dead path), suggesting the terms have not been meaningfully revisited since 2016. The arbitration, jury-trial waiver, and $100 liability cap apply ONLY to the opt-in SMS/text-message program (Mobile Terms), not to general website use, which is governed by the site Terms (Minnesota courts, no arbitration). Mosaic is a B2B fertilizer company: no consumer accounts, no subscriptions, no e-commerce, so auto-renew and data-retention issues are inherently limited. Supplier/procurement terms (suppliers.mosaicco.com) exist but govern business contracts, not consumers, and were not scored.
These notes come from the original draft and are not independent verification.