Chubb Limited
Financials
56
out of 100. Number 158 of 512, counting from the worst.
Where Chubb Limited does well
- Renewals 2 of 20. Few problems found.
- The privacy policy explicitly states 'we do not sell Personal Information' and does not share 'sensitive personal information' or any data of people known to be under
- 'We do not share SSNs for marketing purposes.'
- Chubb honors Global Privacy Control: if the site detects an opt-out preference signal it opts that browser out of cookies that result in 'sale' or 'sharing'.
- Full CCPA rights (know, correct, delete, opt-out, non-discrimination) are offered through a data-subject request portal and a toll-free line (1-833-324-9798).
- The GLBA privacy notice lets customers limit everyday-business and marketing sharing with a published table (though joint-marketing and affiliate sharing have no opt-out).
Anything you type, email, or upload to Chubb's website — except your personal data — stops being yours and becomes Chubb's property, treated as non-confidential.
The fine print
7 clauses and findings from the draft archive, dated 1 October 2026. The plain English comes first; the small print is the company's own words. None of these has been checked yet.
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Anything you type, email, or upload to Chubb's website — except your personal data — stops being yours and becomes Chubb's property, treated as non-confidential.
With the exception of any personal data or information you submit (which shall be maintained in accordance with our Chubb Online Privacy Policy), any information you transmit to the Owner via this Web Site, whether by direct entry, submission, electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of the Owner.
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Chubb can take any idea, suggestion, or feedback you send them and use it for anything — including building and selling products — without paying you.
The Owner shall be free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the Owner via this Web Site or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
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Chubb hands your name and contact details to its marketing and ad partners so they can pitch you products.
We may also disclose your Personal Information, such as name and contact information, with our marketing and advertising partners to send you content about certain products and Services.
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Chubb lets ad networks, analytics companies, and social networks have your online IDs and browsing data for behavioral advertising.
While we do not 'sell' Personal Information, we may 'share' the following categories of Personal Information: online identifiers, and usage data. We disclose this information to third-party advertising networks, analytics providers, and social networks for purposes of marketing and advertising.
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Privacy-policy changes take effect the moment they're posted; just by continuing to use the site, you're deemed to have agreed.
We may change this Policy at any time and from time to time. Any amendments or modifications to this Policy will become effective immediately upon posting. ... Your continued use of any of our Services following the posting of a revised version of this Policy will constitute your acceptance of the revised Policy.
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Insurance disputes must go to arbitration — miss the 3-month deadline and your right to claim is wiped out entirely. Chubb also enforced a London-only arbitration clause to block US policyholders from suing in US courts (Chubb Bermuda v Fertitta, London Commercial Court, 2026).
If any dispute or disagreement arises regarding any matter pertaining to or concerning Your Policy, the dispute or disagreement must be referred to arbitration ... If You fail to commence arbitration in accordance with this clause, it is agreed that any cause of action and any right to make a claim that You have or may have against Us shall be extinguished completely.
Chubb policy wording (Kids Protect policy wording hosted by POSB)
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Even after you leave, Chubb keeps sharing your personal information (SSN, payment history, claims, medical info) the same as before.
When you are no longer our customer, we continue to share information about you as described in this notice.
How these were found
Documents read via browser_open on 2026-10-01: Chubb US Terms of Use (https://www.chubb.com/us-en/terms-of-use.html) and Chubb Online Privacy Policy (last updated/effective 3/5/2026, https://www.chubb.com/us-en/online-privacy-policy.aspx). The 'may be changed ... without advance notice' Terms-of-Use modification clause appeared in official chubb.com search-crawled terms pages (ca-en, benelux-en versions) but not in the fetched text of the US page, so the US fetch may have been truncated; scored from the crawled chubb.com text. The GLBA 'when you are no longer our customer, we continue to share' quote is from the Chubb Group U.S. Privacy Notice PDF (Rev. 03/2024) mirrored on a website-files CDN, not chubb.com directly. Arbitration findings come from Chubb policy wordings hosted on third-party domains (posb.com.sg Chubb Kids Protect policy wording) and trade-press reporting of the 2026 London EWHC judgment in Chubb Bermuda v Fertitta; the fetched US website Terms of Use itself contains no visible arbitration section, though the privacy policy references 'applicable terms of limitations on liability and the resolution of disputes' in the Terms of Use. No mirrors from OpenTermsArchive/PrivacyTracker/Difficode were used.
These notes come from the original draft and are not independent verification.